Evaluation of Bank Innovation Efficiency with Data Envelopment Analysis: From the Perspective of Uncovering the Black Box between Input and Output

doi:10.3390/math9243318

CQUET-IR

	Evaluation of Bank Innovation Efficiency with Data Envelopment Analysis: From the Perspective of Uncovering the Black Box between Input and Output
	Zhong, KY ; Li, CL ; Wang, Q
	2021-12-01
发表期刊	MATHEMATICS
EISSN	2227-7390
卷号	9 期号:24
摘要	The evaluation of corporation operation efficiency (especially innovation efficiency) has been always a hot topic. The currently popular evaluation methods are data envelopment analysis (DEA) and its improved methods. However, these methods have the following problems: the production process is regarded as a black box, and the actual production relationship between input and output is not analyzed. To solve these problems: (1) the black box theory and production function theory are introduced to uncover the black box of input and output; (2) regression models are used to alleviate the multicollinearity problem of inputs, and the most appropriate model of production relationship is selected; and (3) the results of the production function are compared with the results of the efficiency evaluation from multiple perspectives. Taking rural commercial banks in China as examples to evaluate their innovation efficiency, this article shows the following: (1) with the black box theory and production function theory, the staff, equipment, and intermediate business cost are suitable as innovation input variables, and intermediate business income is suitable as an innovation output variable; (2) the main challenges faced by rural commercial banks are reducing the reliance on human capital investment, strengthening technological innovation, and improving the efficiency of intermediate business cost management, which is hard to reveal with traditional DEA. The method proposed in this article provides an applicable reference for improving DEA method analysis.
关键词	innovation efficiency NETWORK DEA data envelopment analysis SYSTEMS black box theory CHINA production function theory
DOI	10.3390/math9243318
收录类别	SCIE ; SSCI
语种	英语
WOS研究方向	Mathematics
WOS类目	Mathematics
WOS记录号	WOS:000735596800001
出版者	MDPI
原始文献类型	Article
出版地	BASEL
引用统计	被引频次：20[WOS] [WOS记录] [WOS相关记录]
文献类型	期刊论文
条目标识符	https://ir.cqcet.edu.cn/handle/39TD4454/10408
专题	重庆电子科技职业大学
作者单位	1.Southwestern Univ Finance & Econ, Sch Econ Informat Engn, Chengdu 611130, Peoples R China; 2.Chongqing Coll Elect Engn, Chongqing 401331, Peoples R China
推荐引用方式 GB/T 7714	Zhong, KY,Li, CL,Wang, Q. Evaluation of Bank Innovation Efficiency with Data Envelopment Analysis: From the Perspective of Uncovering the Black Box between Input and Output[J]. MATHEMATICS,2021,9(24).
APA	Zhong, KY,Li, CL,&Wang, Q.(2021).Evaluation of Bank Innovation Efficiency with Data Envelopment Analysis: From the Perspective of Uncovering the Black Box between Input and Output.MATHEMATICS,9(24).
MLA	Zhong, KY,et al."Evaluation of Bank Innovation Efficiency with Data Envelopment Analysis: From the Perspective of Uncovering the Black Box between Input and Output".MATHEMATICS 9.24(2021).